ShopPay
Buy Now Pay Later With ShopPay
Buy Now, Pay Later—Simple and Stress-Free with Shop Pay Installments!
With Shop Pay, you can choose to pay for your purchase in full at checkout, or split your order into manageable payments using Shop Pay Installments—available both online and in-store. Installment options vary by retailer and apply to purchases over $50, including shipping, taxes, and discounts.
About Shop Pay Installments
Flexible Payment Plans
Shop Pay lets you pay for purchases between $50 and $30,000 in either bi-weekly or monthly installments. For larger orders over $20,000, a down payment of $10,000 may be required.
Who Qualifies?
You need to be at least 18 years old, live in the US, and pay in USD to use Shop Pay Installments. Checking your eligibility won’t affect your credit score. Once your payment plan is approved, your payments might be reported to credit bureaus. Keep in mind, a US shipping address is required.
Fees and Penalties
Choose 2 or 4 bi-weekly payments with no interest or extra fees. Monthly installments may carry interest depending on your plan. You’re free to pay off your balance early without penalties. Late or partial payments won’t incur fees but might impact your ability to use Shop Pay Installments in the future.
What You Can’t Buy
Shop Pay Installments cannot be used for:
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Cash advances
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Illegal products or activities
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Weapons and related parts
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Drugs and regulated items like tobacco
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Currency and cryptocurrency
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Money transfer services (PayPal, Venmo, etc.)
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Loan or credit card payments
